Privacy Policy

Last updated: May 2026

The website fimaster.com.br is operated by Life and Money Assessoria Ltda., a private legal entity registered under CNPJ n.º 40.895.897/0001-83, with registered address at Rua Rotariano Celso de Araújo, n.º 100, Diamante, Belo Horizonte/MG, Brazil, CEP 30.627-155 (“Life and Money”, “we”, “us”).

Advertising intermediation for the website is provided by TIMO MIDIA, a private legal entity registered under CNPJ n.º 62.179.475/0001-44, responsible solely for the mediation of the programmatic advertising inventory displayed on Fimaster.

By accessing or using Fimaster, you confirm that you have read, understood and agreed to this document in its entirety.

PART I — PRIVACY POLICY

1. Scope

This policy governs the processing of personal information of users in Canada in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA), applicable provincial privacy legislation, and the Canadian Anti-Spam Legislation (CASL).

2. Information we collect

  • Browsing data (automatic): IP address, browser type and version, operating system, pages visited, session duration, referring URL and cookie identifiers.
  • Contact information (voluntary): name and email address when you contact us through the contact form.
  • Advertising data: device identifiers and audience segments managed by Google Ad Manager and PubLinker.
  • Push notification data: device token collected via PushAlert exclusively with your prior express consent.

3. Why we collect it — PIPEDA's fair information principles

We follow PIPEDA’s ten fair information principles. Our purposes are:

  • Audience analytics and editorial content delivery;
  • Advertising personalisation through Google Ad Manager and PubLinker;
  • Sending push notifications with your explicit opt-in consent (PushAlert);
  • Responding to user inquiries;
  • Platform security and fraud prevention.

4. Your rights under PIPEDA

  • Access: request a copy of the personal information we hold about you;
  • Correction: challenge the accuracy and completeness of your information and have it amended;
  • Withdrawal of consent: withdraw consent at any time (subject to legal or contractual restrictions);
  • Complaint: lodge a complaint with the Office of the Privacy Commissioner of Canada at www.priv.gc.ca.

Send requests to [email protected] or [email protected] with the subject “Privacy Request – CA”. We will respond within 30 days as required by PIPEDA.

5. DPO / Privacy Officer

Data controller: Life and Money Assessoria Ltda., CNPJ 40.895.897/0001-83. DPO/Compliance: [email protected].

6. Third parties

  • Google Analytics & Google Ad Manager (Google LLC)
  • PubLinker
  • PushAlert

These providers process data under their own privacy policies and are contractually bound to handle your data securely. Life and Money is not responsible for the content of advertisements served by third-party programmatic networks.

7. International data transfers

Data processed by US-based providers is transferred under contractual safeguards that provide a level of protection consistent with PIPEDA’s requirements.

8. Data retention

Browsing data is retained for up to 12 months. Contact information is kept only as long as necessary to fulfil the purpose for which it was collected or to comply with legal obligations.

9. Security safeguards

We use industry-standard technical and organisational measures including HTTPS/TLS encryption and access controls to protect your personal information against unauthorised access, disclosure, or loss.

10. Cookies

We use first- and third-party cookies for site functionality, analytics and advertising. You can manage cookies through your browser settings. To opt out of behavioural advertising, visit optout.aboutads.info.

11. CASL — Electronic communications

We send commercial electronic messages (push notifications) only with your prior express consent as required by CASL. You may withdraw consent at any time by disabling push notifications in your browser or device settings.

12. Changes to this policy

We may update this policy from time to time. Continued use of the site after changes constitutes acceptance.

This document covers the Privacy Policy only. Please also review our Terms of Use.