Privacy Policy

Last updated: May 2026

The website fimaster.com.br is operated by Life and Money Assessoria Ltda., a private legal entity registered under CNPJ n.º 40.895.897/0001-83, with registered address at Rua Rotariano Celso de Araújo, n.º 100, Diamante, Belo Horizonte/MG, Brazil, CEP 30.627-155 (“Life and Money”, “we”, “us”).

Advertising intermediation for the website is provided by TIMO MIDIA, a private legal entity registered under CNPJ n.º 62.179.475/0001-44, responsible solely for the mediation of the programmatic advertising inventory displayed on Fimaster.

By accessing or using Fimaster, you confirm that you have read, understood and agreed to this document in its entirety.

PART I — PRIVACY POLICY

1. Scope

This Privacy Policy applies to personal information collected from users in the United States and describes your rights under the California Consumer Privacy Act / California Privacy Rights Act (CCPA/CPRA), the Virginia Consumer Data Protection Act (CDPA), the Colorado Privacy Act (CPA), and other applicable US state privacy laws.

2. Information we collect

  • Identifiers: IP address, cookie IDs, device identifiers, browser type and version, operating system.
  • Internet activity: pages visited, links clicked, time on site, referring URLs.
  • Contact information (voluntary): name and email address when you contact us.
  • Advertising inferences: audience segments derived from browsing behaviour for advertising purposes, managed by Google Ad Manager and PubLinker.
  • Push notification data: device token via PushAlert, exclusively with your prior express consent.

3. How we use your information

  • Delivering and improving our financial content and comparison tools;
  • Audience analytics via Google Analytics;
  • Serving targeted advertising through Google Ad Manager and PubLinker;
  • Sending push notifications with your consent (PushAlert);
  • Responding to your inquiries;
  • Platform security and fraud prevention.

4. Sharing personal information

We share data with Google LLC (analytics and advertising), PubLinker (ad mediation) and PushAlert (push notifications). We do not sell personal information for monetary consideration. However, sharing data with advertising partners may constitute a “sale” or “sharing” under the CCPA/CPRA. You may opt out as described below. Life and Money is not responsible for the content of advertisements served by third-party programmatic networks.

5. Your rights — California (CCPA/CPRA)

  • Right to Know: request disclosure of categories and specific pieces of personal information collected about you;
  • Right to Delete: request deletion of your personal information, subject to certain exceptions;
  • Right to Opt-Out of Sale/Sharing: opt out of the sale or sharing of your personal information for cross-context behavioural advertising;
  • Right to Correct: request correction of inaccurate personal information;
  • Right to Limit Use of Sensitive PI: limit use of sensitive personal information to necessary purposes;
  • Right to Non-Discrimination: we will not discriminate against you for exercising any of these rights.

6. Your rights — Virginia (CDPA) and Colorado (CPA)

Residents of Virginia and Colorado have rights to access, correct, delete, obtain a portable copy of, and opt out of the processing of their personal data for targeted advertising or profiling. Submit requests to [email protected].

7. DPO / Privacy contact

Data controller: Life and Money Assessoria Ltda., CNPJ 40.895.897/0001-83. DPO/Compliance: [email protected]. Privacy requests: [email protected] with subject “Privacy Request – US”. Response within 45 days as required by CCPA.

8. Opt-out of targeted advertising

To opt out: (a) use your browser’s cookie controls or a privacy extension; (b) visit optout.aboutads.info (DAA) or optout.networkadvertising.org (NAI); (c) send a request to [email protected].

9. Data retention

Browsing data is retained for up to 12 months. Personal information is deleted or anonymised when no longer needed for the purposes described above.

10. Security

We implement reasonable technical and organisational safeguards including HTTPS/TLS encryption and access controls to protect personal information from unauthorised access, disclosure or loss.

11. Changes to this policy

We may update this policy periodically. Material changes will be indicated by updating the revision date above. Continued use constitutes acceptance.

This document covers the Privacy Policy only. Please also review our Terms of Use.